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Loan vs Lease Compare
| Particulars | Loan | Lease |
|---|---|---|
| Ex-Showroom Price | ₹ 8,25,000 | included |
| On-Road Price | ₹ 9,55,758 | included |
| Loan Amount | - | included |
| Tenure Months | 60 | 60 |
| Down Payment-10% | ₹ 95,575 | 0 |
| Monthly EMI | 19,609 | 16,057 |
| Insurance Per year | ₹ 35,065 | included |
| Total Outflow inc Insurance | 10,67,966 | 9,63,420 |
| Opportunity cost on Down Payment(10%) | 3,82,300 | - |
| Total Outflow incl Insurance and Opportunity Cost | 14,50,266 | 9,63,420 |
| Tax benefit(Lower CTC) on Lease Rental | - | 2,97,696 |
| Total Car Ownership Price | 11,52,570 | 9,63,420 |
| Monthly Car Ownership Price | 19,209 | 16,057 |
Car Lease - News, Advice & Offer
View allHow to Lease a Car Easily?
Choose Your New Car
Select your car. Check benefits of leasing incl. 0 down payment, tax benefit for corporates, business owners, professionals
Select the Best Leasing Option
Customize & compare lease rentals from the best leasing companies in India. Get car lease eligibility & submit documents online
Get New Car on Lease
Drive a new car every 2 to 5 years to fit your family’s need with latest technology & features with the flexibility to upgrade
Benefits of Car Leasing - India
Zero Down Payment
Zero down payment as compared to up to 20% down payment incase of car loans and all inclusive monthly cost
Tax Benefits
Lease rental are deducted from income lowering the taxable income for business owners, professionals & employees
Lower Monthly Payment
Pay for the depreciation of the car during the lease period which often costs less than the car loan EMI